Program of stimulation of crediting of subjects of small and average entrepreneurship
Key conditions of the Program
• An interest rate - 11% for small business entities and 10% - for subjects of average entrepreneurship.
• The term of preferential funding till 3 years (the loan term can exceed the term of preferential funding);
• Projects of priority industries:
Rural economy / provision of services in this area;
The processing production, including production of foodstuff, primary and subsequent conversion of agricultural products;
Production and distribution of the electric power, gas and water;
Construction, transport and communication;
Internal tourism;
High-technology projects;
• Loan amount: fr om 50 million rubles to 1 billion rubles (a general credit lim it on the borrower - to 4 billion rubles).
Target use of the credits:
- the investment purposes - financing of actions for acquisition of a property, plant and equipment, upgrades and to reconstruction of production, start of new projects / productions. Financing of the current expenses connected with implementation of the investment project (no more than 30% of the cumulative size of investment loans) is allowed;
- replenishment of current assets.
The state program of support of subjects of small and average entrepreneurship realized by JSC MSP Bank
MSP – Duet
Implementation of support of subjects of MSP during influence of an adverse external economic and foreign policy conjuncture, creation of opportunities for attraction of turnover and investment resources by subjects of MSP for the purpose of completion of MSP of projects begun with subjects till January 01, 2016.
Support type:
Term:
Amount no more than 150 million rubles.
Rate:
• for the partner:
9,0% per annum (about 11,5% per annum and to 7,0% (depending on an internal rating of the partner bank calculated according to the operating technique of MSP of Bank can be increased), in that case the interest rate of the subject of MSP will be increased respectively);
8,5% per annum in case of simultaneous use of the instrument of warranty support realized by JSC MSP Bank for subjects of small and average entrepreneurship within National warranty system;
• for MSP no more rate of crediting of the partner increased:
- on 4,9 percent points if the credit amount constitutes less than 50 million rubles;
- on 4 percent points if the credit amount constitutes more than 50 million rubles, term – till 3 years;
- on 4,9 percent points if the credit amount constitutes more than 50 million rubles, term – of 3 years.
MSP – Investments
Implementation of long-term credit support of subjects of MSP realizing investment projects for the purpose of providing a surplus of investments into fixed capital of subjects of MSP.
Term from 3 to 7 years.
Rate:
• for the partner:
- 9,0% per annum;
- 6,4% per annum in case of simultaneous use of the instrument of warranty support realized by JSC MSP Bank for subjects of average entrepreneurship;
- 8,5% per annum in case of simultaneous use of the instrument of warranty support realized by JSC MSP Bank for subjects of small and average entrepreneurship within National warranty system;
• for MSP no more rate of crediting of the partner increased:
- on 5 percent points if the credit amount constitutes less than 50 million rubles;
- on 4 percent points if the credit amount constitutes more than 50 million rubles, term – till 3 years;
- on 5 percent points if the credit amount constitutes more than 50 million rubles, term – of 3 years.
MSP – Priority
Implementation of credit support of subjects of MSP relating to target priority segments:
Crediting PURPOSES:
Term from 1 to 5 years.
Rate:
• for the partner:
- 9,3% per annum (the benchmark interest rate can be increased by 2-3% per annum (depending on an internal rating of the Partner calculated according to the operating technique of JSC MSP Bank), in that case the interest rate of the subject of MSP will be increased respectively);
- 8,8% per annum in case of simultaneous use of the instrument of warranty support realized by JSC MSP Bank for subjects of small and average entrepreneurship within National warranty system;
• for MSP no more rate of crediting of the partner increased:
- on 5 percent points if the credit amount constitutes less than 50 million rubles;
- on 4 percent points if the credit amount constitutes more than 50 million rubles, term – till 3 years;
- on 5 percent points if the credit amount constitutes more than 50 million rubles, term – of 3 years.
On all interesting questions we ask to address to management of economy of administration of municipality Temryuksky district to the address: Temryuk, Lenin St., 65, incorporated bank. 47 or by phone 8 (86148) 5 11 43.